PayLink
Shop owner and customer at a Namibian shop

A Trindrik venture

PayLink Namibia

A proposed payments platform for customers, shops and rural communities. Join the private waitlist while we work toward the required approvals.

Join the pilot waitlist Explore phone-menu demo

PayLink is not yet licensed by the Bank of Namibia. Register interest only — no deposits or payments. Any financial-service pilot is subject to regulatory approval.

Proposed phone payments

Explore the phone-menu demonstration. Gateway activation and regulatory approval are still required.

Shop and agent interest

Register interest in offering cash services. No nationwide network or live cash service is claimed.

Merchant till & QR

Shop reference creation and payment tracking are available for development; live collections are unavailable.

Escrow for gig work

Proposed delivery escrow, with settlement blocked before licensing.

Built as shared infrastructure

The proposed platform includes shared account records and SendMe integration. Live payments and financial settlements remain blocked before licensing.

import { paylink } from "@trindrik/paylink";

const hold = await paylink.holdInEscrow({
  payeePhone: courier.phone,
  amount: 250,
  commissionRate: 0.15,        // SendMe's cut
  releaseCondition: "delivery_complete",
  sourceApp: "sendme",
  externalRef: "sendme-order-123",
});

// SendMe's server calls this webhook when the delivery is marked complete:
POST /api/public/v1/webhooks/sendme
X-SendMe-Signature: sha256=<hmac>
{
  "event": "escrow.release",
  "external_ref": "sendme-order-123"
}
// Development example only — live settlement is blocked

Frequently asked questions

Do I need a bank account to use PayLink?
You can join the waitlist without a bank account. PayLink is not yet licensed, and joining does not open a wallet or permit payments.
Does PayLink work without internet or a smartphone?
Feature-phone payments are proposed. *120*888# is not confirmed as allocated or active. The website menu is a demonstration; no real payments are available.
How much money can I hold in a PayLink wallet?
Live wallet services are unavailable. Test payment limits are separate from wallet balances and do not establish approved live-service limits.
How do I withdraw cash from my wallet?
Cash withdrawals are unavailable before licensing. The proposed flow uses a customer-generated, single-use code; never share your PIN.
Which languages does PayLink support?
English, Oshiwambo, Afrikaans, Otjiherero, Khoekhoegowab and Rukwangali, both in the app and in the USSD menu.
Can other apps pay out through PayLink?
SendMe escrow integration is built for development. Live holds and settlements remain unavailable pending approval and acceptance testing.

Still stuck? Email support@pay-link.online.